Secured Cards

Credit Builder Card

Green Dot Platinum Visa® Secured Credit Card


  • Good credit or bank account not required 

  • Your application will not impact your credit score 

  • Initial security deposit can be as low as $200 

  • Raise your credit score with responsible card use 

  • See additional Green Dot Visa® Secured Credit Card details

Assent Platinum MasterCard® Secured Credit Card

  • 0% Intro APR – No interest charged on Purchases for Six Months! 

  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History 

  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file! 

  • No Credit History or Minimum Credit Score Required for Approval 

  • Quick and Complete Online Application 

  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted! 

Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 

The First Progress Platinum Elite MasterCard® Secured Credit Card 

  • Merchandise APR = 20.24%

  • Annual Fee = $29

  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History Rapid Reporting is still in effect but not for public marketing

  • No Credit History or Minimum Credit Score Required for Approval

  • Quick and Complete Online Application

  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!

  • Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application

  • Nationwide Program – though not yet available in NY, IA, AR, or WI

  • Get Approved Fast – Just Click Below to Start the Process!

Unsecured Cards

First Access Card


  •  Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online 

  • Reporting monthly to all three major credit reporting agencies 

  • Perfect credit not required for approval; we may approve you when others won’t 

  • Easy and secure online application 

  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit) 

  • Receive your card more quickly with optional Expedited Processing (additional fee applies) 

  • Get a result in as little as 60 seconds upon completion of the online application 

  •  Online Customer Center available 24 x 7 

  •  Issued by Mid America Bank & Trust Company, Member: FDIC

Personal Loans
Auto Loan

Bad Credit Loans

Do you have bad credit? We're here to Help! Helping people with bad credit since 1998 
Every day, we help people like you secure loans regardless of your credit rating. We’re here to help you find solutions to your financial needs. 
Free To Try. There is no cost to request a loan on our site. 
Responsible Lending. We are committed to educating our customers. 
Privacy and Security. We protect your information with advanced encryption technology 
See all terms and conditions.

Auto Financing and Refinancing

• 1 Application with up to 4 loan offers in minutes 
• Apply online, 24/7 in the convenience of your home or office
• Lowest interest rates available – average customer saves $2000 in interest charges
• Get approved and have financing in place before going to a dealer
• Refinance and lower your current interest rate and payments or even skip a payment
• Also offering Private Party and Lease Buyout loans
• Fast & free - No fees or obligations
• Private, secure and confidential

General Guidelines

The following list represents the general qualifications for the successful processing of a loan offer request.

  • You and/or co-qualifier must be at least 18 years of age

  • Minimum income of $1,800 per month or $21,600 per year

  • Lives in a state where we are currently doing business, (we are in 48 states, not in Alaska or Hawaii)

  • MinimumVehicle Requirements: 125,000 maximum mileage10 years old or newer

  • Minimum Loan Amount $8,000.00 to Finance or Refinance

  • FICO scores of 500 or greater

  • Applicant has not submitted a loan offer form in the past 31 days for the same loan type

  • Customers intent when submitting the loan offer form was to finance a new or used vehicle or refinance an existing vehicle

Note: These guidelines are Horizon Digital Finance, LLC's general qualifying guidelines and not those of participating Lenders or Credit Providers. These guidelines are subject to change without notice at any time. You can still submit a request for offers even if you do not meet one or all of the above guidelines. Meeting these guidelines does not guarantee approval or acceptance of a loan or financing product by Horizon Digital Finance or participating lenders. If you do not meet all or part of the above guidelines and submit a request for offers the ability for us to match your profile to a participating Lender or Credit Provider is greatly reduced, we may not be able to identify a lender to forward and review your request for an offer. 

Savings Credit Builder

Credit Strong - Credit Builder Savings Account

  • Build Credit - Payments reported to all 3 major credit bureaus

  • No Upfront Deposit - Pay as little as $8.95 to get started today

  • Free FICO® Score Score - Track your progress over time

  • Build A Nest Egg - Part of every payment grows your savings

  • No Commitment - Cancel any time at no cost

  • Monthly Deposit Plan Options: $15, $30, $50, $48, $89, $96, $100, 

  • When you open your account, our bank instantly gives you a loan and places the loan funds in a FDIC insured savings account in your name. The savings account funds are locked to secure the loan.

  • Make small monthly payments of principal and interest on your loan. The principal is a payment to yourself and is credited towards the lock on your savings – the interest is what we earn for providing the service.

  • When your loan is repaid in full, the lock is removed from your savings account. You’ve built both credit and savings.

  • We provide a free FICO® Score monthly so you can track your progress. 90% of top lenders use FICO Scores when making lending decisions.

Self Lender Credit Builder Account

  • Savings plans start at $25/month and includes credit monitoring -

  • Reports to all 3 credit bureaus. No hard credit pull and no credit history required -

  • Self Lender helps you get a small loan that you save in a CD for 12 or 24 months (FDIC- insured certificate of deposit bank account) -

  • At the end of account term you've built credit history and your CD savings unlocks

Rent Boosters

Rock The Score - 2 Bureau RENTAL REPORTING

2 Bureau Rental Reporting  Rental Reporting Program -Do you rent a home or apartment? -Pay Your rent as you have been, and your ontime rent payments are now reported to selected credit bureaus to help boost your credif profile and increase that credit score. -Report the past two years of rent payments for a possible boost to your credit score! -Pricing: $8.95 Monthly (Keeps Trade Line Open) - $25 One time set up fee - Optional: $99 Historic Reporting -Join our rent reporting program and gain an immediate boost to your credit score with major credit bureaus. It's quick and easy! -We recommend reporting both your historical data along with ongoing rent payments. A seasoned and open trade line provides the biggest boost possible to your credit score. -You’re spouse or roommate can also enroll and gain the same benefits of rental reporting. Plus you score a free $15 gift card for each person you refer and enrolls with Rock the Score!